79338 Cool Reflection La Quinta CA 92253 MLS #IG26074690

Own a Premium La Quinta Home for Just $381,000 Out-of-Pocket!

Take advantage of an incredible, rare opportunity to secure a beautiful, fully upgraded 3-bedroom, 2-bathroom corner lot home in the desirable Watercolors 55+ community. This highly affordable, low-maintenance residence features an inviting layout with airy vaulted ceilings, a cozy fireplace, a private patio, a generous two-car garage, and community perks like a clubhouse, pool, spa, and included cable/Wi-Fi.  

Please note: To qualify for this community, buyers must use the home as their primary residence. No investment buyers, rentals, or all-cash purchases are permitted.  

Pricing, Financing, and Income Qualifications:
The financial breakdown for this affordable housing program is as follows: The total purchase price is $440,000, which includes a $56,000 silent second mortgage held by the La Quinta Housing Authority. This drastically lowers the buyer’s actual out-of-pocket base cost to just $381,000 (minus a $3,000 earnest money deposit or the final negotiated price).  

To qualify, the combined gross income for moderate-income households must fall within the official 2025 Riverside County Housing Authority limits:  

1-person household: $62,651 – $87,300  

2-person household: $71,601 – $99,750  

3-person household: $80,551 – $112,250  

4-person household: $89,501 – $124,700