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Stacey Alysson Melman

12818 E Highway 20
Clearlake Oaks, CA, 95423
$220,000
3 Beds
1.5 Baths
1,080 SqFt
0.14 Acres
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MLS #LC26220347 image #0
Charming, Updated Home with Privacy & Character in Clearlake Oaks — Assumable Loan at 4.125%!
Welcome to 12818 E Highway 20, Clearlake Oaks, where timeless charm meets modern comfort! Built in 1930, this delightful 3-bedroom, 1.5-bath home offers approximately 1,080 square feet of inviting living space, filled with character and thoughtful upgrades throughout.
Warm, welcoming, and full of personality, this home blends its original charm with modern improvements, creating a comfortable and appealing place to call home. The private setting adds to its appeal, while the fenced backyard provides a wonderful space for outdoor entertaining, gardening, pets, or simply relaxing in your own peaceful retreat.
An exceptional opportunity: The existing loan may be assumable at an attractive 4.125% interest rate, subject to lender approval and buyer qualification! This potential financing advantage adds even more appeal to an already charming property.
Whether you’re searching for your first home, looking to downsize, or seeking an investment opportunity, this Clearlake Oaks gem offers a wonderful combination of character, functionality, privacy, and potential financing benefits.
A little vintage charm, modern touches, and a whole lot to love—schedule your private showing today!
AGENT: Jennifer Perez
LISTING BROKERAGE: Pivniska Real Estate Group
12818 E Highway 20
Clearlake Oaks, CA

Property Details

Price:
$220,000
MLS #:
LC26220347
Status:
Active
Beds:
3
Baths:
1.5
Type:
Single Family
Subtype:
Single Family Residence
Neighborhood:
lcoakclearlakeoaks
Listed Date:
Oct 16, 2026
Finished Sq Ft:
1,080
Lot Size:
6,098 sqft / 0.14 acres (approx)
Year Built:
1930
Lcoak – Clearlake OaksLcoakclearlakeoaksKonocti UnifiedNeighborhood
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Schools

School District:
Konocti Unified

Interior

Bathrooms
1 Full Bathroom, 1 Half Bathroom
Cooling
Wall/Window Unit(s)
Heating
Baseboard
Laundry Features
Inside, Laundry Room
Levels
One
Main Level Bathrooms
2
Main Level Bedrooms
3

Exterior

Common Walls
No Common Walls
Community Features
Rural, Biking, Dog Park, Hiking, Fishing, Mountainous, Lake
Fencing
See Remarks
Lot Features
0-1 Unit/Acre
Open Parking YN
1
Parking Features
Driveway
Patio And Porch Features
Front Porch, Rear Porch
Spa Features
None
Stories
1
View
Neighborhood

Financial

Map

Community

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