Own the Land. Own the View. Own the Lifestyle. — Whale Rock Terrace, Cayucos CA | $689,000 No lease. No landlord. No inland heat. This is not a mobile home park. This is a shareholder-owned coastal community where you hold title to your lot — and that land is appreciating every year. Whale Rock Terrace sits on iconic Highway 1 between Morro Bay and Cambria in Cayucos, California — consistently ranked among the last authentic California beach towns — where the average year-round temperature holds in the mid-60s and the Pacific is one block from your front door. While inland buyers are watching their equity bake in triple-digit summers, Cayucos residents go to the beach. The ownership structure matters here. As a park shareholder, you own your lot outright — not leased, not rented, not subject to frequent rent increases. Residents own the park and have shareholder governance over dues, upkeep and improvements. Your $250/monthly dues covers sewer, trash, streetlights, clubhouse, community garden, and all common area maintenance. That’s it. No surprises. The home: A 2021 Fleetwood manufactured home, built and installed new — not a resale remodel — in a split floor plan designed for light and livability. Two bedrooms, two full baths. The primary suite features a walk-in closet, ensuite bath, and linen closet. The second bedroom offers a built-in queen Murphy bed — ideal as a guest room, home office, creative studio, or flex space depending on your season of life. Gas range, double kitchen sinks, and an open layout that feels larger than the square footage suggests. Outside: Parking for 2–3 vehicles or a golf cart, built-in storage below the entry walkway, a sunny deck with partial ocean views, room to garden, and low-maintenance artificial turf. This lot was designed to be enjoyed, not maintained. Location radius: Downtown Cayucos restaurants, shops, beach access, and dog park — . Cambria, Morro Bay, Paso Robles wine country, San Luis Obispo, and the Mid-State Fair — all within a short drive. This is a 55+ community. Park residency requires park approval. At this price point, Whale Rock Terrace represents one of the lowest-cost entries to fee-simple coastal land ownership on the California Central Coast. Comparable coastal properties without the land ownership component lease at market rates with zero equity upside. Here, the land appreciates with you. Inventory at this price and ownership structure in this zip code
AGENT: Jonathan Minerick LISTING BROKERAGE: Homecoin.com
Courtesy of Homecoin.com. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the California Regional Multiple Listing Service. Detailed information about real estate listings held by brokerage firms other than The Agency RE include the name of the listing broker. Neither the listing company nor The Agency RE shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. California Regional Multiple Listing Service. All rights reserved. 1625 Cass AV #22
Cayucos, CA
Property Details
Price:
$689,000
MLS #:
TR26054212
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Neighborhood:
cayucayucos
Listed Date:
Mar 12, 2026
Finished Sq Ft:
990
Year Built:
2021
Community 55 PlusCayu – CayucosCayucayucosSee RemarksPeek-a-boo
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Schools
School District:
See Remarks
Interior
Appliances
IM, RF, WP, ESA, GO, GR, GS, DO, GWH, SCO, WS
Bathrooms
2 Full Bathrooms
Cooling
ES
Flooring
VINY
Heating
CF
Interior Features
CF, RECL, LAMC, OFP, HCEL
Laundry Features
GE
Exterior
Accessibility Features
NO
Community
55+
Community Features
SL, FHL, CW, HNT, MTN, PSV, PARK, FISH, WATE, HIKI, BIKI, DGP
Fencing
WD, GOOD
Patio And Porch Features
NO
Roof
ASP
Senior Community YN
1
View
OC, PE
Waterfront Features
OSF, OS, BCH
Financial
HOA Fee
$250
HOA Fee Frequency
MO
Map
Community
- Address1625 Cass AV #22 Cayucos CA
- SubdivisionOther (OTHR)
- CityCayucos
- CountySan Luis Obispo
- Zip Code93430
