Own This Home with an Interest Rate as Low as 4.5%! Why wait for rates to drop? The seller is offering a 2-1 interest rate buy-down, giving you a 4.5% rate in the first year and 5.5% in the second. That means lower monthly payments upfront, greater affordability now, and long-term value for you! This beautifully updated single-level home with top-rated schools has four bedrooms, three baths with an attached 2-car garage and 350 sq. ft. of bonus storage and room to build an ADU. Enjoy rich hardwood and tile flooring, fresh exterior paint, and a long list of upgradesnewer roof, gutters, copper plumbing, stainless steel appliances, and dual-zone central heating & A/C. The large primary suite boasts a walk-in closet and spa-like bath with a Jacuzzi tub. The chefs kitchen shines with granite counters, a 5-burner gas cooktop, modern appliances, and ample cabinetry. Energy-efficient touches include leased solar panels and double-pane windows. Step outside to your own backyard oasis with a gazebo and fruit trees galorealmonds, persimmons, limes, peaches, figs, grapes, cherries, and apricots. Refrigerator and Full-size washer and dryer included. Located on a quiet street, just a short walk to Buena Vista Elementary and minutes from shopping, dining, BART, and major freeways.