Charming 4-bed, 2-bath home in Stocktons Lincoln Unified School District! Offering 1,815 sqft on a spacious 7,840 sqft lot, this well-maintained property features a modern kitchen with granite counters, stainless steel appliances, including a new dishwasher, and a cozy family room with an electric fireplace. Recent updates include a new water heater and HVAC system (both within 2 years), plus recently acquired solar panels for energy savings. Enjoy your private backyard oasis with a gunite in-ground pool, large yard with no back neighbors, and a covered patioperfect for outdoor entertaining. The backyard is fully fenced for privacy. Additional amenities include a 2-car attached garage, in-garage laundry, central heating and cooling, and a friendly neighborhood with paved roads. Priced at $499,999, this home offers a rare opportunity with an assumable FHA loan at 3.75% (~$449K), providing a low-interest rate for qualified buyers. Dont miss out on this move-in-ready home with modern upgrades and energy efficiency. Schedule your tour today!