** Assumable VA Loan with a balance of approximately $402,000 and a low 2.25% interest rate!! ** Experience the best of downtown living in this two-story loft, ideally located in San Diego’s sought-after Columbia District—just steps from Little Italy, the waterfront, and the city’s top dining and entertainment destinations. This bright and spacious 1-bedroom, 1.5-bath home offers a spacious two-story floorplan with nearly 1,000 square feet of living space. Soaring 18-foot ceilings and floor-to-ceiling windows create a sense of openness and provide ample natural light. On the main level, the large kitchen has ample cabinet space and is open to the spacious living room, which includes a gas fireplace. Also, on the main level, there is a half-bath. Upstairs, a generous loft-style bedroom offers privacy and includes a full bathroom. The home is located on the first floor, and the entry is on the interior of the building, giving you an additional level of privacy and convenience. This home is available fully furnished, making it a turnkey option for a primary residence, second home, or investment property. Located in the TREO community, you’ll enjoy resort-style amenities, including a pool, spa, BBQ area, community room, fitness center, front desk attendant, and 24-hour security—all with reasonable HOA dues. Just two blocks from Waterfront Park and minutes from Petco Park and the Gaslamp Quarter, this location truly has it all. Don’t miss your chance to own a rare urban gem in one of San Diego’s most vibrant neighborhoods!