**2% rate reduction property***Assumable mortgage of 3.25% available subject to agreement**Stop the home search, your dreams of finding an incredible home have come true! This 4 bedroom 2.5 bath property has undergone a complete refresh featuring newly painted walls and cabinets throughout! **Soaring ceilings with options for a downstairs bedroom and full bath too, inquire for more details! Upgrades include HVAC system, windows, solar lease with a fixed payment of only $143 / month. Custom bathrooms, showers, and plantation shutters are additional features you’ll love too! Access to Rancho Santa Margarita’s master-planned community amenities like the beach club, lake, tennis courts, water park, trails, and much more are included with your HOA dues. No Mello Roos! Tax rate is about 1.01%! Inquire about pre listing home inspection and seller disclosures all upfront! Take the guess work out of buying your next home with complete transparency before you make your offer! Fire insurance quote available at about $2,200 / year.